Making the decision to file bankruptcy can be the first step toward reaching financial freedom. Now you'll want to get prepared for your next step: meeting with your bankruptcy attorney. Being prepared for the first meeting with your attorney can save time and money. The first meeting is quite important since you and the attorney will discuss pertinent information about your case.
It helps to bring information about your finances to review with the attorney. This includes creditor information, loan agreements, contact information, bank statements and receipts to show payments made and foreclosure documents if proceedings are pending. If you are being sued or received any correspondences from creditors, this should also be presented. The information you bring will help the attorney get a better idea about your financial background. This also helps begin the bankruptcy process sooner.
The attorney may need to collect additional information from you about your finances. Be honest in answering any questions. Providing false details or withholding information may lead to your case being dismissed without getting debts discharged.
This is a good opportunity to ask any questions you may have. Before meeting with the attorney, make a list of questions and concerns to review. Ask if bankruptcy is an option for you and if not, what other options do you have. Ask about eligibility factors and any potential issues that could hinder your case moving forward.