Debtors have the option of filing "pro se" (Latin phrase meaning
for oneself), but they are warned the process includes levels of complication
when tackled without a Fort Worth bankruptcy lawyer. Some think the process
is simple since you can easily download forms required online to get your
case filed. Although if you fail to file the forms completely and correctly,
your case could be dismissed before getting a thorough review.
The following points are few areas debtors should look at closely when
considering filing on their own:
Forms required for filing play a significant role in getting your case
through the bankruptcy court system in a fair timely manner. The bankruptcy
laws are complex and require the content be completed correctly and honestly.
The forms require a lot of detail and your case can be dismissed if you
leave out information.
Depending on the jurisdiction you reside you may be required to hire an
attorney based on the type of case you have. In other words, you may not
have that option to file on your own.
Success rates for those who file on their own may vary, but it is often
low, especially for those who try and file
Chapter 13 bankruptcy. One reason for this is due to local rules and regulations that determine
what actions can be taken during legal proceedings.
Chapter 7 bankruptcy cases considered simple situations may have a higher risk of losing assets
(vehicle, house, etc.) or face bankruptcy fraud charges. This is due to
debtors providing documentation not filed correctly or details within
the document are not clear enough and the court may misinterpret the information.