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Can Bankruptcy Help Me Get Rid of Traffic Tickets?

Posted By Allmand Law Firm, PLLC || 8-Jan-2014

Traffic Tickets

Traffic Tickets and Bankruptcy

Have you accumulated traffic tickets you have been unable to pay? You may be able to eliminate the debt in bankruptcy with a few exceptions to the rule. Usually in bankruptcy certain debts related to government fines and penalties may not be eligible for discharge in Chapter 7 bankruptcy. But, Chapter 13 bankruptcy may help you get rid of the debt as long as you complete the repayment plan approved by the court.

What Can Be Included in a Chapter 13 Repayment Plan

Non-criminal debt owed to the government such as fees or penalties related to traffic offenses (such as failing to stop at a stop sign, speeding tickets or parking tickets) can be included in a Chapter 13 repayment plan. You can restructure debt obligations and the bankruptcy filing helps stop collection attempts from creditors, including the government. Debtors can use Chapter 13 to help eliminate such fines and penalties by paying what they can afford.

When the Repayment is Completed

When you complete the repayment, which may last from 3 to 5 years, the debt may become eligible for discharge or elimination. Government -related debt in this case may be reviewed further to determine how it meets code standards for elimination. For instance, some debts in this situation may be considered a form of reimbursement if the government entity in question is looking to recoup losses related to the offense or service. The amount owed may vary if there are fees and penalties on top of the actual cost or money spent by the entity.

Considering Bankruptcy But Not Sure? We Can Help

If you are considering bankruptcy but not quite sure if it is right for you, feel free to let us know. You can contact us by phone or fill out our contact form to set up a free consultation. We are always here to help.


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