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Unlike most bankruptcy firms in the Dallas / Fort-Worth area, Allmand Law Firm, PLLC spends the time to understand the complete financial picture for every one of our clients. We provide resources, tools and advice to address the unique needs of North Texans.

Blog Posts in June, 2016

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  • Conduit Mortgage Payments in Chapter 13 Cases

    Posted By Allmand Law Firm, PLLC || 23-Jun-2016

    If you are behind on your mortgage and file for Chapter 13 bankruptcy, your plan will have to include your mortgage payments (“conduit mortgage payments”). Prior to the enactment of an order that requires mortgage payments to be made within a Chapter 13 plan, debtors were able to make payments directly to their mortgage company without the need to go through a trustee. Now, however, ...
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  • Do I Have to File Bankruptcy with an Attorney?

    Posted By Allmand Law Firm, PLLC || 20-Jun-2016

    The bankruptcy code allows debtors the option of representing themselves, also known as a "pro se" debtor. Yet, just because you can file on your own doesn't mean it is always the best idea. In many cases, you should complete the process with an experienced bankruptcy attorney, especially when your financial future is shaped by the process. To understand this further, it helps to get ...
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  • 7 Bankruptcy Mistakes to Avoid

    Posted By Allmand Law Firm, PLLC || 13-Jun-2016

    Being honest and having the right information when you file bankruptcy can help you avoid mistakes that can complicate your case. Bankruptcy is a privilege that deserves your cooperative attention while working with the court to ensure you get a favorable result. The following points are a few common mistakes made by debtors that can be prevented with proper planning and further discussion with ...
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  • Understanding the Purpose of Bankruptcy

    Posted By Allmand Law Firm, PLLC || 7-Jun-2016

    If you are considering bankruptcy as a way to get your finances under control, you are not alone. By understanding that you need to find a solution to your problems with debt, you’ve already won half the battle. Bankruptcy was intended to help those in your position, and our attorneys at Allmand law are here to help you along the path to your financial fresh start. While every case is unique ...
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  • What is the Bankruptcy Means Test?

    Posted By Allmand Law Firm, PLLC || 3-Jun-2016

    In 2005, lawmakers passed the Bankruptcy Abuse Prevention & Consumer Protection Act (BAPCPA) and made several significant changes to U.S. bankruptcy laws. BAPCPA affected both consumer and business bankruptcies by creating a new test to determine who is capable of paying back what they owe, and what bankruptcy chapter they are eligible to file under. Today, any person who chooses to file for ...
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