Being Harassed By Creditors?
Contact Our Dallas Bankruptcy Lawyers
If you are experiencing creditor harassment, speak with an attorney about
your options. Learn how filing
bankruptcy puts a stop to debt collection methods, as well as your other options
for ending creditor contact. A Dallas bankruptcy attorney from our team
can help you look through your options. We also serve clients in the Mid Cities.
Your Rights Under the FDCPA and TCPA
The following restrictions are laid out under federal law, including the
Fair Debt Collections Practices Act (FDCPA) and the Telephone Consumer
Protection Act (TCPA). These laws are designed to protect consumers from
abuse and harassment from debt buyers and third party debt collectors.
Texas state law also protects consumers. According to state law, you can
legally record a call from your creditor.
Under the Fair Debt Collection Practices Act, it is illegal for creditors to:
- Use obscene, profane, or threatening language
- Call you early in the morning or late at night
- Call you at work after you have asked them not to
- Tell you that you owe more or less than you owe
- Attempt to collect a debt that is not due
- Discuss your financial information with unauthorized third parties
- Threaten legal action against you that they are unable to collect
- Threaten to collect more than is due or add illegal charges
- Misrepresent themselves as someone other than a debt collector
Our Firm is Trusted by Tens of Thousands of Clients
Attorney Reed Allmand is certified in Consumer Bankruptcy by the Texas
Board of Legal Specialization. We have years of collective experience
and have helped tens of thousands of clients. When it comes to choosing
a firm you trust, Allmand Law Firm, PLLC has a strong reputation as one
of Texas' leading bankruptcy firms.
Call us today at (214) 238-9608 for a
free financial empowerment session.