One factor that can make a difference in how your
bankruptcy case proceeds is meeting necessary deadlines. There are a number of timelines
related to your case that play a big role in helping achieve the outcome
you want. While there may be several deadlines you need to consider, it
helps to think about them in the order of their occurrence. In this sense,
this can help set milestones throughout the process you’ll want to
be sure you make without any problems.
At Allmand Law Firm, PLLC, our Dallas bankruptcy lawyers make sure clients
have a clear understanding of the bankruptcy timeline, what to expect,
and what they can do to make the process run smoothly. No matter the situation,
we walk clients step-by-step through the process and handle all matters
to ensure a swift and successful filing.
The following points are a few deadlines related to filing bankruptcy
- Credit counseling must be completed within 180 days of filing. You will
get a certificate of completion to provide proof when you file your petition.
- Debtors may have up to 14 days to complete necessary documentation if their
petition is missing additional information needed for their case.
- Documents such as the means test, statement of financial affairs, and schedules
not filed properly within 45 days can lead to case dismissal. Some may
qualify for a 45 day extension.
- Before a meeting of the creditors, debtors should supply a copy of their
tax returns – usually 7 days before the meeting occurs.
Chapter 13 bankruptcy filers may need up to 4 years of tax returns filed before their case is
- Chapter 13 filers have 13 days after their petition is filed to submit
a repayment plan for court approval.
- On average the meeting of creditors occurs roughly 21 to 50 days from the
day the petition was filed.
Within 60 days of the meeting of the creditors or before the ending of
either Chapter 13 or
Chapter 7 bankruptcy the debtor completes and provides proof of the personal financial management
course. This is required in order to obtain discharge of debts.
If you want to learn more about bankruptcy or wish to explore your debt
contact us to request a FREE financial empowerment session today.