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Can You Be Discriminated Against if You File Bankruptcy?

Posted By Allmand Law Firm, PLLC || 24-Oct-2013

Bankruptcy Discrimination

Bankruptcy and Discrimination

In most cases, you cannot be discriminated against because you filed for bankruptcy protection. There are agencies and businesses that may not deny, suspend, or revoke opportunities or privileges because of a bankruptcy filing. Yet, keep in mind there are a few establishments where rules are not as strict depending on the entity.

It is illegal for local, state, and federal government units to discriminate someone because they filed bankruptcy. This includes a wide range of agencies but to give a general idea, you can't be denied or lose public benefits, get evicted or denied public housing, or be excluded from a mortgage finance program ran by the state.

You can't be denied or excluded from a government-guaranteed student loan program, denied a driver's license or even your college transcripts. Those seeking business-related transactions should not be denied or refused a liquor license by your state or a contract (such as for construction or other project purposes).

If you had debts discharged that were government-related you should not have any problems in moving forward. Such an example may include a driver's license suspension related to a car accident with a civil judgment that qualified for discharge. If the debt was eliminated you should be granted a license.

Some private entities may not have as many prohibitions as government entities. These include those that may check your credit history such as a landlord or potential employer. If you are employed or already renting, you cannot be fired or evicted because you filed bankruptcy.


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