The Allmand Law Firm, PLLC Difference

Unlike most bankruptcy firms in the Dallas / Fort-Worth area, Allmand Law Firm, PLLC spends the time to understand the complete financial picture for every one of our clients. We provide resources, tools and advice to address the unique needs of North Texans.

Blog Posts in 2014

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  • Are Funds in an Inherited IRA Protected in Bankruptcy?

    Posted By Allmand Law Firm, PLLC || 11-Sep-2014

    The Supreme Court finally addressed the issue of when an IRA does not count as a retirement account. For nearly ten years, the question of whether inherited IRAs are protected during bankruptcy has gone unanswered. Finally, the Supreme Court has answered it with a unanimous no. In Clark v. Rameker, Heidi Heffron-Clark filed for bankruptcy nine years after inheriting her mother's IRA. When the ...
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  • I Just Received a Motion for Relief from Stay: What Do I Do?

    Posted By Allmand Law Firm, PLLC || 13-Aug-2014

    A consumer facing a insurmountable financial burden many times pursue either a Chapter 7 or a Chapter 13 bankruptcy. A Chapter 7 bankruptcy provides a consumer relief in the form of what is known as a discharge from a good portion of his or her debts. On the other hand, relief in a Chapter 13 proceeding involves the development of a payment plan. Through a Chapter 13 plan, a consumer pays off his ...
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  • Obama Introduces The New Pay As You Earn Plan Capping Student Loan Payments

    Posted By Allmand Law Firm, PLLC || 15-Jul-2014

    Springtime is supposed to be a joyful time for those who have graduated from college. However, for many members of the class of 2014, graduation means that they have left their student lifestyle behind, and they are about to meet their student loan debt obligations head-on. Typically, this reality is felt the most six months after graduation, when grace periods on student loans end and monthly ...
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  • Six Actionable Tips on Writing a Credit Dispute Letter

    Posted By Allmand Law Firm, PLLC || 12-Jun-2014

    The Fair Credit Reporting Act was created to help consumers dealing with errors on their credit report. When disputing something on your report, you will want to take action in the best possible manner. Otherwise, with one mistake, you will be forced deal with a host of problems. With this in mind, here are six actionable tips on a writing credit dispute letter: Provide Clear and Concise Copies ...
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  • Are My Children's Assets Protected in Bankruptcy?

    Posted By Allmand Law Firm, PLLC || 28-Apr-2014

    When you file bankruptcy protection debtors are required to list their assets. This information is recorded in Schedule C of your filing documents or your petition. If you have children you may have concerns about their property and whether bankruptcy can assist in keeping them away from creditors. In most cases, this is not an issue to worry about but there are situations you may want to discuss ...
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