The Allmand Law Firm, PLLC Difference

Unlike most bankruptcy firms in the Dallas / Fort-Worth area, Allmand Law Firm, PLLC spends the time to understand the complete financial picture for every one of our clients. We provide resources, tools and advice to address the unique needs of North Texans.

Options for When You Cannot Afford a Bankruptcy Attorney

Posted By Allmand Law Firm, PLLC || 3-Apr-2014


One of the best ways to learn more about your options when considering filing bankruptcy is to do your homework by researching what is available. You can also discuss your situation with a qualified bankruptcy attorney that can provide further insight to help you make an informed decision. Even though you may feel as if you cannot afford to pay an attorney, there are a few options to consider that may help you get your case filed sooner than you think.

  • Negotiate a payment arrangement or reduced fee. There are attorneys willing to work with debtors on how to make filing fees more affordable. You may be able to make payments before your case is filed or during proceedings. In some cases this is considered having an attorney on retainer if your case is not yet filed, which can be helpful for those with harassing creditors.

  • Consider having fees included in your Chapter 13 bankruptcy repayment plan. In some cases this may qualify to be included in your final repayment plan based on your income. This allows you to stretch out payments overtime.

  • Filing "pro se" or representing yourself. This option is often not recommended as the bankruptcy code is highly complex for someone who is not familiar with how the system works. This requires a considerable amount of study, research and familiarity with forms, regulations, and so forth. A large number of debtors who file on their own end up running into trouble when trying to discharge debts if paperwork is not completed correctly or assets go unreported.

  • Legal assistance or aid through specialize societies or clinics. You can review legal clinics in your area to learn of recommendations regarding how to hand legal issues and where to go for help. In various cases this help is free.

  • Pro bono attorneys that may take your case for free. You can research legal representatives that may help you file bankruptcy for free or a reduced fee.

Categories: Bankruptcy
Blog Home