Being Harassed By Creditors?
Contact Our Dallas Bankruptcy Lawyers
If you are experiencing creditor harassment, speak with an attorney about your options. Learn how filing bankruptcy puts a stop to debt collection methods, as well as your other options for ending creditor contact. A Dallas bankruptcy attorney from our team can help you look through your options. We also serve clients in the Mid Cities.
Your Rights Under the FDCPA and TCPA
The following restrictions are laid out under federal law, including the Fair Debt Collections Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). These laws are designed to protect consumers from abuse and harassment from debt buyers and third party debt collectors. Texas state law also protects consumers. According to state law, you can legally record a call from your creditor.
Under the Fair Debt Collection Practices Act, it is illegal for creditors to:
- Use obscene, profane, or threatening language
- Call you early in the morning or late at night
- Call you at work after you have asked them not to
- Tell you that you owe more or less than you owe
- Attempt to collect a debt that is not due
- Discuss your financial information with unauthorized third parties
- Threaten legal action against you that they are unable to collect
- Threaten to collect more than is due or add illegal charges
- Misrepresent themselves as someone other than a debt collector
Our Firm is Trusted by Tens of Thousands of Clients
Attorney Reed Allmand is certified in Consumer Bankruptcy by the Texas Board of Legal Specialization. Our Dallas bankruptcy attorneys have years of collective experience and have helped tens of thousands of clients. When it comes to choosing a firm you trust, Allmand Law Firm, PLLC has a strong reputation as one of Texas’ leading bankruptcy firms.
Call our Dallas bankruptcy lawyers today at (214) 884-4020 for a free financial empowerment session.