Bankruptcy Lawyer Plano, TX
When you’re struggling to make ends meet while making timely payments on your debt, it’s time to connect with an experienced bankruptcy lawyer Plano, TX residents trust. If you don’t earn much income and much of your debt consists of credit card accounts, medical debt, and other unsecured obligations, filing for Chapter 7 bankruptcy may be in your family’s best interests. Once we learn the details of your income, expenses, debt, and property ownership, we’ll be able to advise you regarding the debt relief options that apply to your situation. If Chapter 7 bankruptcy ends up being a good fit for your finances, we can help you secure a discharge of your eligible debts in as few as 90 days. It’s not always easy to know whether you’re a good candidate for Chapter 7 bankruptcy at a glance. Thankfully, our Plano, TX bankruptcy lawyer team can clarify your options during a short, confidential, and risk-free consultation.
Why It’s a Good Idea to Work with a Lawyer When Filing Chapter 7 Bankruptcy
The Chapter 7 bankruptcy process features many “moving parts.” To begin with, filers are required to attend a pre-filing credit counseling course. This seems like a straightforward direction, but it can be tricky to track down course providers that are approved by the Justice Department. We can help you get into an approved course that works for you, as non-approved courses won’t count towards your bankruptcy requirements.
Bankruptcy paperwork is notoriously detailed and tedious to compile. While we’ll need you to provide us with information about your income, debts, creditors, expenses, and property, we’ll do the “heavy lifting” of preparing your paperwork properly so you don’t have to.
Additionally, filers are required to attend a meeting of creditors, to send additional paperwork to the trustee assigned to their cases, and to attend a second educational course. We’ll make sure you’re prepared for all of these mandates.
Finally, our firm can help you to report any debt collector harassment or violations of the automatic stay that kicks in when your case is filed. Creditors can’t “come after you” while the automatic stay is in place. If any creditors violate the automatic stay, we’ll handle it.
Legal Assistance Is Available
If you don’t earn much income, you may be eligible to file for Chapter 7 bankruptcy. This process empowers filers to halt all creditor and collection actions through the automatic stay and allows eligible debts to be discharged in as few as 90 days. Although this process is famously more straightforward than filing for Chapter 13 bankruptcy is, it is still generally advisable to work with an experience Texas legal team if you’re filing for bankruptcy in the Lone Star State. There are so many variables and complexities inherent in this process that it’s simply just good sense to connect with The Allmand Law Firm, PLLC before you begin the filing process. Please schedule a confidential, risk-free consultation with our Plano, TX bankruptcy lawyer team today; we look forward to working with you.