How Can I Rebuild My Credit After Bankruptcy?

Tips on How to Rebuild Credit After Bankruptcy? Many people believe that bankruptcy permanently destroys your credit, but this couldn’t be further from the truth. In fact, bankruptcy may even save your credit in cases where an old debt kept your score down. Now that you have gotten a fresh financial start, there are a number of [...]

By | 2018-04-10T10:43:50+00:00 July 12th, 2017|After Bankruptcy, Credit and Bankruptcy, Managing Your Finances|Comments Off on How Can I Rebuild My Credit After Bankruptcy?

How Does The Automatic Stay Help Those Filing for Bankruptcy?

Filing bankruptcy can be an intimidating decision. But, did you know that there are various tools that can protect you during the process? In fact, one of the most beneficial tools for those filing bankruptcy is the automatic stay. The automatic stay is a part of all bankruptcy cases, and it stops all collection actions [...]

By | 2017-12-13T02:08:46+00:00 September 6th, 2016|After Bankruptcy, Bankruptcy, Chapter 13 Bankruptcy, Debt Collectors|Comments Off on How Does The Automatic Stay Help Those Filing for Bankruptcy?

Bankruptcy and Success are Not Mutually Exclusive

It is a popular misconception that only unsuccessful people or businesses file for bankruptcy, or that there is no way for people to achieve success in the future after filing. Allmand Law Firm, PLLC would like to dispel the myth that bankruptcy and success are somehow mutually exclusive of one another, and focus on how [...]

By | 2017-12-13T02:03:37+00:00 October 15th, 2015|After Bankruptcy, Bankruptcy|Comments Off on Bankruptcy and Success are Not Mutually Exclusive

Tips On Avoiding Subprime Lenders After Bankruptcy

Many debtors are surprised that after their bankruptcy is discharged they find themselves receiving many credit offers.  Credit card companies, car loan lenders and even mortgage finance companies will send post-bankruptcy debtors credit offers hoping to capitalize on their clean financial slate.  But beware; many of these creditors are subprime lenders who prey on people [...]

By | 2017-12-13T01:50:44+00:00 June 22nd, 2010|After Bankruptcy, Economy, Managing Your Finances, Subprime Mortgages|Comments Off on Tips On Avoiding Subprime Lenders After Bankruptcy

Three Myths About Bankruptcy

Debt is big business.  That's why there are so many people out there invested in getting you indebted and keeping you that way.  One of the ways they do this is by spreading myths about bankruptcy, which is the only legal way to have your debts forgiven. Let's take a look at some of the [...]

By | 2017-12-13T03:52:47+00:00 June 14th, 2010|After Bankruptcy, Bankruptcy, Economy, Managing Your Finances|Comments Off on Three Myths About Bankruptcy

Seven Steps To Rebuilding Your Credit After Bankruptcy

Step 1: Start rebuilding your credit right after your bankruptcy is discharged. Many debtors feel that they never want a credit card or any type of debt after they file bankruptcy. While that sentiment is understandable, it is counterproductive to rebuilding credit because in order for a bankruptcy debtor to improve their credit score they [...]

By | 2017-12-13T01:51:16+00:00 June 12th, 2010|After Bankruptcy, Credit Counseling, Managing Your Finances|Comments Off on Seven Steps To Rebuilding Your Credit After Bankruptcy

Thriving After Bankruptcy

When considering bankruptcy, many debtors only focus on the process; but the most important part of bankruptcy is after the debtor receives their bankruptcy discharge.  It is the time after bankruptcy that the debtor is beginning their fresh financial start.  So how does a debtor thrive after they receive their bankruptcy discharge?  Let's take a [...]

By | 2017-12-13T03:54:18+00:00 June 11th, 2010|After Bankruptcy, Bankruptcy, Economy, Managing Your Finances|Comments Off on Thriving After Bankruptcy

Preventing Bank Levies After Filing Bankruptcy

When debtors file for bankruptcy without the help of an attorney they often run into troubles such as post-bankruptcy filing bank levies.  One of the mistakes that pro se bankruptcy filers make when submitting their bankruptcy paperwork is forgetting to notify all of the parties involved in collecting their debt payments.  For example, before filing [...]

By | 2017-12-13T01:51:44+00:00 June 9th, 2010|After Bankruptcy, Debt Collectors, Loans / Mortgages, Tax - Debt Garnishments|Comments Off on Preventing Bank Levies After Filing Bankruptcy

Handling Student Loan Debt After Bankruptcy

Student Loan Debt After Bankruptcy Like child support obligations and some types of taxes, student loan debt will most likely survive your bankruptcy filing unless you can prove that repaying them will cause an undue hardship.  So how does a debtor get a fresh financial start after bankruptcy even if they still need to repay [...]

By | 2017-12-13T01:52:00+00:00 June 2nd, 2010|After Bankruptcy, Credit Counseling, Managing Your Finances, Student Loans|Comments Off on Handling Student Loan Debt After Bankruptcy

Living The American Dream Without The Debt

What is the American Dream?  Before the economic recession began 3 years ago, many Americans may have described the American dream as having a big house, big car and access to lots of credit so that they too could live like the rich and fabulous.  But after millions of Americans lost their jobs to business [...]

By | 2017-12-13T04:01:13+00:00 May 23rd, 2010|After Bankruptcy, Bankruptcy, Credit and Bankruptcy, Economy, Managing Your Finances|Comments Off on Living The American Dream Without The Debt