fbpx

Debit Card Hold After Bankruptcy

If you're like most people, then you're probably using your debit card for many everyday transactions such as shopping for groceries, paying a restaurant bill and putting gas in your car. But many more merchants are beginning to practice placing a "hold" on bank accounts so that they can insure that they can get their [...]

By |2018-11-19T20:20:56+00:00August 4th, 2011|Uncategorized|Comments Off on Debit Card Hold After Bankruptcy

Post-Bankruptcy Survival: Making The Most Of Your Financial Fresh Start

One of the biggest reasons that some post-bankruptcy debtors fail to financially thrive after their bankruptcy discharge is that they don't understand the basics of personal finance. At first, some post-bankruptcy debtors are extremely frugal to a fault; but within a few years they begin making the same mistakes and need to consider bankruptcy again. [...]

By |2018-11-09T17:02:23+00:00August 2nd, 2011|Uncategorized|Comments Off on Post-Bankruptcy Survival: Making The Most Of Your Financial Fresh Start

Three “Financial” Products You Should Avoid

Financial trouble is a part of life, even after you have filed bankruptcy it's normal that you will have some rough times ahead. At least once every ten years, most Americans face at least one major financial issue. But how should you handle financial troubles when they come your way? There are a myriad of [...]

By |2018-11-07T23:37:56+00:00July 27th, 2011|Uncategorized|Comments Off on Three “Financial” Products You Should Avoid

Post-Bankruptcy Survival: Avoiding The Pit Falls Of Credit Card Balance Transfers

So you're out of bankruptcy for a few years now and you're ready to take your credit restoration efforts to another level. You already have a few low-credit, high interest rate credit cards; but you just qualified for new credit card with low interest and a high limit. Should you transfer the debt from your [...]

By |2018-11-19T22:35:22+00:00July 25th, 2011|Uncategorized|Comments Off on Post-Bankruptcy Survival: Avoiding The Pit Falls Of Credit Card Balance Transfers

Don’t Allow Elder Care To Financially Ruin You

Many senior citizens file bankruptcy after accumulating so much medical debt that it was ruining them financially. But how can a senior citizen prevent future medical debt from ruining the financial fresh start given by bankruptcy? Let's take a look at a few tips: Senior citizens should purchase and maintain a health insurance policy after [...]

By |2017-12-21T01:18:04+00:00July 19th, 2011|Uncategorized|Comments Off on Don’t Allow Elder Care To Financially Ruin You

How To Prevent Financial Disaster From Striking Twice

We've talked about what to do when faced with debt troubles after bankruptcy; but what can a post-bankruptcy debtor do to prevent financial disaster from striking twice? Let's take a look at a few tips: Post-bankruptcy debtors should never mistake a money draining liability for an asset. One of the most common mistakes post-bankruptcy debtors [...]

By |2018-11-07T23:31:34+00:00July 6th, 2011|Uncategorized|Comments Off on How To Prevent Financial Disaster From Striking Twice

Post-Bankruptcy Survival: Banks Nickel And Dime Customers

As banks begin to feel the pinch due to credit card fee restrictions implemented by the Credit CARDAct, many financial institutions have begun to nickel and dime existing and new banking customers. For debtors exiting bankruptcy the new fee-heavy bank policies can be financially painful. Below are a few tips on how post-bankruptcy debtors can [...]

By |2018-11-08T00:06:30+00:00May 24th, 2011|Uncategorized|Comments Off on Post-Bankruptcy Survival: Banks Nickel And Dime Customers

Post-Bankruptcy Survival: Avoiding New Banking Fees

How to Avoid the Banking Fees As the recession rages on, many banks that once offered free checking are now implementing new fees and/or raising existing fees on accounts. For debtors exiting bankruptcy, these fees can be a hindrance to their financial goals because they can add up to hundreds of dollars a year once [...]

By |2018-11-19T22:15:46+00:00April 1st, 2011|Uncategorized|Comments Off on Post-Bankruptcy Survival: Avoiding New Banking Fees

No Defense For Payday Lending Industry

Despite pressure from community leaders around the country the payday lending industry insists that not only is it a needed short term loan resource, it is actually beneficial to the demographic it serves. The payday lending industry argues that its high interest, short term loans provide the only reliable and legal way for poor debtors [...]

By |2018-11-15T23:46:55+00:00February 10th, 2011|Uncategorized|Comments Off on No Defense For Payday Lending Industry

Post-Bankruptcy Survival: Handling Delinquent Debts

Bankruptcy is about getting a fresh financial start; but sometimes despite our best efforts we can't help but to end up falling behind on debt after bankruptcy. If you find yourself defaulting on debt after bankruptcy due to unforeseen financial setbacks, below are a few tips on how to get back on track. The first [...]

By |2018-11-13T19:53:05+00:00February 9th, 2011|Uncategorized|Comments Off on Post-Bankruptcy Survival: Handling Delinquent Debts