Many believed the Affordable Care Act was the route to a better future. Not just for the current generations but for the future children of America. The reality is much more dire as the number of uninsured in the U.S. hit an all time high in June 2012. Texas is one state that has been [...]
Individuals with medical debt will get a lot of suggestions on how to deal with their bills but not a lot of information on how to actually get those discounts, leaving them to fend for themselves. While there are other ways to get medical discounts, turning to the source, your doctor, may be the best [...]
Whether they have insurance or not many people find their loved ones owing tens of thousands in medical debt. Not only do loved ones try to find ways to pay off their loved ones medical bills, but neighbors and friends also often pitch in as well. Deductibles, co-pays, outside of network expenses, expensive drugs, and [...]
Health insurance premiums for individual policies nationwide have increased 20 percent on average, according to a survey by the Kaiser Family Foundation. And the Texas Department of Insurance reported that individual health insurance premiums in Texas alone have increased as much as a 7.5 percent, putting more people at risk for medical debt and eventually [...]
Medical debt is one of the leading causes of bankruptcy; but for some reason this fact has not convinced many Americans to make sure they are fully insured. Ways that the lack of health insurance jeopardizes your financial health: When you don't have health insurance you tend to avoid going for checkups and could miss [...]
Extended dependent healthcare coverage for unmarried children up to the age of 26. Under the health care bill, as of September 23, 2010 (if all goes as planned) many youth will have access to their parents' healthcare coverage through college and even afterwards during a time when many college graduates struggle financially. In recent years [...]
President Obama has signed the landmark $875 billion health care reform bill into law at the White House. In our previous blog we discussed changes that could take effect immediately. Below are some changes that could take effect by 2016: • New health insurance subsidies would be provided to families of four making up to [...]
Bankruptcy offers debtors the chance at a fresh financial start. But what does a debtor do once their debt has been discharged and their bankruptcy case closed? Tips every post bankruptcy debtor should follow: Live within your means. Debtors exiting bankruptcy must learn to rely less on debt and more on the real income they [...]
Older workers have suffered terribly during this recession. On average it takes an older worker much longer than their younger counterparts to find new employment and employment that pays at least a living wage. And unfortunately, the number of unemployed older workers has increased dramatically. The number of unemployed workers age 55 to 64 has [...]
COBRA subsidies that paid 65 percent of unemployed workers' health insurance premium have ended for 7 million unemployed Americans November 30th. The subsidy which is part of the American Recovery and Reinvestment Act lasts for 9 months from the date that an unemployed worker applies. But the first group of unemployed Americans receiving the subsidies [...]